FedNow & Real-Time
Payments
Solutions
Online integrated Origination, Sending, Receiving and Recordation of all Good Funds Transfers.
"All participants receive instant real-time electronic notifications. Use our online Payment Gateway interface or integrate your in-house system with our API"
More info
Credit Card Processing
Retail Face-to-Face
Mail Order Telephone Order
eCommerce Internet Sales
eMail Invoicing
Check Processing
Online Reporting with Images
Stop Going to the Bank
Next Day Funding
Check 21 - Remotely Create Checks
Electronic Check
Same-Day ACH Payment Processing for High-Risk Businesses – Secure & Reliable
Faster Bank Transfers with Lower Processing Costs & Enhanced Security
Same-Day ACH Payments | High-Risk Merchant
Account Services
Same-Day ACH payments offer fast and
reliable transactions for high-risk businesses needing immediate
access to funds. Unlike standard ACH transfers that take days to
process, Same-Day ACH ensures fund availability within the same
business day. This makes it ideal for businesses that rely on
quick payroll processing, supplier payments, and high-volume
transactions. By eliminating unnecessary delays, merchants can
improve financial stability and streamline operations.
High-risk businesses benefit from lower
transaction fees compared to wire transfers, making Same-Day ACH
a cost-effective payment option. Secure processing protocols
help reduce fraud risks, ensuring each transaction is
verified and protected. Businesses can automate recurring
payments, minimizing manual intervention and improving
efficiency. By using Same-Day ACH, high-risk merchants can
enhance financial reliability and scale their operations with ease.
Improve Payroll, Vendor Payments & High-Volume Transactions with ACH Transfers
Same-Day ACH Payments | High-Risk Merchant
Account Services
Faster, Cost-Effective ACH Transfers for
High-Risk Businesses
Same-Day ACH payments offer high-risk
merchants a reliable and low-cost alternative to traditional
banking transactions. Unlike standard ACH payments that take
multiple days to settle, Same-Day ACH ensures fund
availability within hours, improving business efficiency.
Key Benefits of Same-Day ACH for High-Risk
Merchants
✔ Same-Day Fund Settlement
– Faster than standard ACH processing.
✔ Lower
Processing Costs – Reduce wire transfer fees and credit card
dependency.
✔ Automated Payment Scheduling
– Improve payment consistency and accuracy.
✔
Secure Bank-Verified Transfers – Reduce fraud and unauthorized
transactions.
✔ Perfect for Payroll & Supplier
Payments – Ideal for high-volume, same-day transfers.
How Same-Day ACH Improves Business Cash
Flow
For high-risk businesses, cash flow
stability is essential. Same-Day ACH payments allow merchants
to manage payroll, supplier transactions, and customer refunds
efficiently. This service eliminates the delays and
processing gaps associated with traditional ACH transfers,
ensuring businesses maintain financial reliability.
Creation Request for Payment Bank File
Call us, the .csv and or .xml Real-Time Payments (RTP) or Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) shows how to implement Create Real-Time Payments Request for Payment File up front delivering a message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continues through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.
... easily create Real-Time Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH
and Real-Time Payments funding. Our business clients receive faster
availability of funds on deposited items and instant notification of
items presented for deposit all based on real-time activity.
Dedicated to providing superior customer service and
industry-leading technology.
Contact Us for Request For Payment payment processing
